← DCA backtester

Satoshi Institute · scenario

$500 a Month Into Bitcoin vs the S&P 500 Since 2018

$500 · monthly · since 2018-01-01

$200,8503.94×from $51,000 in
Invested$51,000
Final value$200,850
ROI+294%
BTC accumulated3.190 BTC
Avg cost$15,986
CAGR+17.6%

Same schedule, into S&P 500

S&P value$86,809
S&P multiple1.70×
BTC vs S&P+$114,041

Serious monthly money, measured against the index most people compare it to. The number and the nights you would have had to sleep through.

Change the inputs

Satoshi Institute · backtest

Dollar-cost averaging, backtested

Pick an amount and a cadence. See what steady buying would have become, and what you'd have done buying something else on the same schedule.

Buy each time
$
Cadence
Starting
Strategy
Compare against
BTCETHSOL

Putting $500 into Bitcoin monthly since Jan 2018

$200,8503.94×from $51,000 in

That's 3.190 BTC at an average price of $15,986.

InvestedBTC value
BitcoinBTC
Invested$51,000
Worth today$200,850
Return+294% · 3.94×
CAGR+17.6%
Accumulated3.190 BTC
Avg cost$15,986

What this leaves out. Prices are weekly closes from CoinGecko. No fees, no spreads, no taxes, and no slippage, so real-world returns run lower. Past performance is not a forecast, and a different start date can flip the story entirely. This is a backtest for understanding, not advice.

Equities are next. The BTC-vs-S&P comparison every DCA tool needs requires an equities data feed wired through the server layer. The engine here already accepts new assets. Stocks and gold drop in once that feed is connected.

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