Educational Disclaimer

Last updated: June 22, 2026

BTC Tools is built for people who want to think more clearly about Bitcoin. That's it. The site is educational. Read this page before you act on anything you see here.

Not Financial Advice

Nothing on BTC Tools — including calculators, scenarios, historical comparisons, charts, commentary, models, or any other output — constitutes investment, financial, legal, tax, accounting, or security advice. No content here is a recommendation to buy, sell, hold, allocate to, custody, or take any other action with respect to Bitcoin or any other asset.

Past Performance Is Not Predictive

Historical data is shown for context, not as a forecast. Past performance does not predict future results. Bitcoin has experienced repeated drawdowns of 70% or more, and may do so again. Backtests, scenarios, and projections are simplifications. They cannot capture future market conditions, regulation, liquidity, custody risk, or your own behavior under stress.

Consult a Licensed Professional

Before making any financial, allocation, treasury, custody, or tax decision, consult a licensed financial advisor, attorney, or accountant qualified in your jurisdiction. They can evaluate your full situation — risk tolerance, time horizon, tax posture, regulatory obligations, and counterparty exposure — in a way that a generic calculator cannot.

Bitcoin Is Volatile and Speculative

Bitcoin is a volatile, speculative asset. Its price can move sharply in either direction over short periods. You can lose some or all of your investment. Additional risks include, but are not limited to:

• Regulatory changes that affect access, custody, taxation, or legality.
• Exchange or custodian failure, insolvency, or fraud.
• Loss of private keys, seed phrases, or hardware.
• Phishing, malware, social engineering, and supply-chain attacks.
• Long-term cryptographic risks, including those introduced by quantum computing.
• Liquidity gaps, network congestion, and protocol-level changes.

Your Decisions Are Your Own

By using BTC Tools, you acknowledge that you are responsible for your own decisions and that Satoshi Institute Inc., its contributors, and its affiliates are not liable for any loss arising from your use of, or reliance on, the Service. See our Terms of Use for full details.